Subclass 191: PR for 491 and 494 Holders in 2026
How subclass 191 permanent residence works for 491 and 494 regional visa holders in 2026: the three-year rule, the income test, and why applications fail.
The subclass 191 (Permanent Residence (Skilled Regional)) visa is the permanent residence pathway for people who have held a subclass 491 or subclass 494 regional provisional visa. To qualify you must have held an eligible provisional visa for at least three years, complied with its conditions, and met a minimum taxable income requirement for the required number of income years. This article explains how the subclass 191 works in 2026, where applications commonly fail, and what to do if yours is refused.
Who the subclass 191 is for
The subclass 191 sits at the end of the regional provisional-to-permanent design. If you were sponsored by a regional employer on a subclass 494, or nominated by a state or territory or sponsored by an eligible relative on a subclass 491, the 191 is how you convert that provisional status into permanent residence.
The core requirements are set out in Schedule 2 to the Migration Regulations 1994. In broad terms you must have:
hold or have held an eligible regional provisional visa (the 491 and 494 are the two main ones), have held that visa for at least three years, have complied with the conditions attached to it, and have met the minimum taxable income requirement for at least three income years while holding the visa.
The three-year period and the income years do not have to be the same calendar span, but both conditions must be satisfied before you lodge.
The three-year clause is about compliance, not just time
A frequent misunderstanding is that the three years is simply a waiting period. It is not. The three years must be time during which you held the eligible visa and complied with its conditions.
For subclass 494 holders, that means genuine residence and employment consistent with the regional condition attached to the visa. For subclass 491 holders, it means living, working, and studying in a designated regional area as required by the condition on that visa (commonly condition 8579). A period spent outside a designated regional area, or a stretch where you were not working in the region as required, can put the three-year requirement in doubt even if the clock technically ran.
Our team regularly reviews travel records, tax residency, and employment history before a 191 is lodged, because the Department assesses compliance across the whole provisional period, not just at the moment of application.
The income requirement and why the ATO evidence matters most
The subclass 191 requires that you met a minimum taxable income for the required income years. That minimum is set by legislative instrument under the Migration Regulations 1994, and it is a taxable income figure, not gross salary. You should confirm the current figure and the number of qualifying years directly with the Department of Home Affairs before you rely on any number, as at June 2026, because the amount is fixed by instrument rather than stated here.
The evidence that matters is your Australian Taxation Office notice of assessment for each relevant income year. The Department uses your assessed taxable income, not your payslips or an employer letter. This has two practical consequences.
First, you must have lodged your tax returns. If a return for a qualifying year is outstanding, there is no notice of assessment, and that year cannot be counted. Second, deductions matter. Because the test is on taxable income, large deductions that reduce your assessed income below the required figure can cost you a qualifying year even though your gross earnings were higher. Plan your lodgements and your income years deliberately.
Common reasons a subclass 191 fails
Most refusals we see fall into a small number of categories:
A qualifying income year is missing because a tax return was never lodged, or the assessed taxable income fell below the required figure. A period of non-compliance with the regional condition, often unnoticed by the applicant, breaks the three-year requirement. The applicant lodges before both the three-year and the income requirements are actually met, in the mistaken belief that partial compliance will be accepted. Documentary gaps, where the applicant cannot evidence continuous residence or employment in the region.
None of these is fatal in advance if it is identified early. Almost all of them are fatal once the application is lodged and decided, because the Minister’s delegate must decide the application on the material before them under section 65 of the Migration Act 1958.
If your subclass 191 is refused
A refusal is not the end of the pathway, but the response is time-critical. A refused 191 applicant generally has a right to merits review at the Administrative Review Tribunal, which replaced the former Administrative Appeals Tribunal.
Two principles govern that review. First, the review must be procedurally fair. The High Court in SZBEL v Minister for Immigration and Multicultural and Indigenous Affairs [2006] HCA 63 held that where a tribunal’s decision turns on specific issues, the applicant must be given a genuine chance to address those issues. If the Tribunal is concerned about, for example, whether a particular income year qualifies, you are entitled to know that concern and to respond to it.
Second, and more urgently, the deadline to lodge a review application is fixed and unforgiving. The Federal Court in Khabra v Minister for Immigration and Border Protection [2015] FCA 1405 confirmed that a statutory time limit of this kind is jurisdictional and cannot be extended, however sympathetic the circumstances. The number of days you have is stated in the refusal notice. If you miss it, the ART has no power to hear the review, and no amount of merit in your case changes that. Diarise the date from the refusal letter and lodge well ahead of it.
Practical steps before you lodge
The subclass 191 rewards preparation. Before lodging, confirm three things against primary evidence: that you have held an eligible 491 or 494 for at least the required period, that you can document compliance with the regional condition across that period, and that your notices of assessment for each qualifying income year meet the minimum taxable income requirement. Confirm the current income figure and qualifying-year count with the Department of Home Affairs, as the amount is set by instrument and updated from time to time.
If any element is uncertain, it is almost always cheaper to fix the timing or the evidence before lodgement than to defend a refusal at the ART afterwards.
For a broader view of the regional pathway that leads into the 191, see our pages on the 494 regional employer sponsored visa and our skilled visas overview. If your route ran through a regional employer, our employer sponsored visas page explains how the sponsorship obligations interact with your permanent residence.
Speak to us before you lodge, or before your deadline runs
The subclass 191 is a strong permanent residence outcome, but it turns on precise compliance and clean income evidence. If you are approaching the three-year mark, unsure whether an income year qualifies, or facing a refusal with a deadline running, Visa Plan Lawyers advises on the fastest safe path forward. Contact our team through the skilled visas page to arrange a consultation.